Your offer was accepted (yay!), the inspection went great, and you’ve set a closing date. This is super exciting and you are extremely close to the finish line, but remember, you aren’t in the clear until you’ve signed all the paperwork. Here are 4 closing mistakes to avoid.

Don’t open new credit cards (or new loans!). 

Buying a new home brings the urge to buy new furniture, new dishes, and a new towel set to match your new bathroom. Resist the urge to open any credit cards to buy these things and instead stick to pinning ideas on your Pinterest board (at least until after the closing!) While you’re at it, avoid taking out any new loans. A new loan impacts your debt to income ratio, which can delay your approval to close.

TIP: If you’re short on cash but need a face-lift in your furniture, consider selling your old furniture and using the profit to buy new stuff.

2. Don’t fall off the face of the earth.

Your lender will need to contact you frequently before the closing (and we might, too!) Make sure you’re available to answer any last minute questions by checking your email and phone calls frequently.

3. Don’t quit your job.

A career change is great, after the closing date. Lender’s love stability (in fact, most require at least 2 years of employment history) and a big change in your profession can make them uneasy about giving you a loan.

4. Pay your bills on time.

You’ve always been timely in paying your bills, but with the hustle and bustle of moving, you’ve been forgetting. Too many late payments can negatively impact your credit score, which can affect your interest rates and sometimes even your qualification.

TIP: Mint allows you to set reminders for any bills that you have AND it can keep track of your spending. They even have an app. 

We are so excited to help you cross the finish line of buying your first home. If you have any questions throughout the buying/ selling process, don’t hesitate to contact us, your lender, or your Realtor. We are here to help!

22 Comments

  1. Henryhot on August 11, 2020 at 9:21 pm

    Earn additional money without efforts.
    Link – https://tinyurl.com/y7t5j7yc

  2. Henryhot on August 11, 2020 at 10:10 pm

    Let the financial Robot be your companion in the financial market.
    Link – https://tinyurl.com/y7t5j7yc

  3. Henryhot on August 12, 2020 at 12:53 am

    The additional income is available for everyone using this robot.
    Link – – https://tinyurl.com/y7t5j7yc

  4. Henryhot on August 12, 2020 at 1:34 am

    Launch the best investment instrument to start making money today.
    Link – https://tinyurl.com/y7t5j7yc

  5. ns18 on August 12, 2020 at 3:12 am

    Teen Girls Pussy Pics. Hot galleries
    http://miyuhot.com/?jane
    asian interracial porn granny videos porn shorthair fat free porn jj moveis porn booty bounce porn

  6. Henryhot on August 12, 2020 at 4:27 am

    Have no money? It’s easy to earn them online here.
    Link – https://tinyurl.com/y7t5j7yc

  7. Henryhot on August 12, 2020 at 5:22 am

    Need money? Get it here easily?
    Link – https://tinyurl.com/y7t5j7yc

  8. pg11 on August 12, 2020 at 11:30 am

    Hot photo galleries blogs and pictures
    http://porn.grannys.instakink.com/?kacie

    savana gold porn haemaphrodite porn boobs and bellies porn find hardcore indian maids porn tubes 24 hour steaming porn

  9. igorTtampa on August 12, 2020 at 11:41 am
  10. sckzbexcb on August 12, 2020 at 12:32 pm

    Годнота

  11. Henryhot on August 12, 2020 at 1:16 pm

    We have found the fastest way to be rich. Find it out here.
    Link – https://tinyurl.com/y7t5j7yc

  12. Henryhot on August 12, 2020 at 1:48 pm

    Rich people are rich because they use this robot.
    Link – https://tinyurl.com/y7t5j7yc

  13. Henryhot on August 12, 2020 at 2:19 pm

    Thousands of bucks are guaranteed if you use this robot.
    Link – https://tinyurl.com/y7t5j7yc

  14. Henryhot on August 12, 2020 at 3:37 pm

    Robot is the best solution for everyone who wants to earn.
    Link – https://tinyurl.com/y7t5j7yc

  15. Henryhot on August 12, 2020 at 3:47 pm

    Rich people are rich because they use this robot.
    Link – – https://tinyurl.com/y7t5j7yc

  16. Henryhot on August 12, 2020 at 3:55 pm

    Turn $1 into $100 instantly. Use the financial Robot.
    Link – https://plbtc.page.link/zXbp

  17. oq1 on August 12, 2020 at 3:58 pm

    Scandal porn galleries, daily updated lists
    http://gigixo.com/?jasmine
    best new porn movies of 2009 qqq porn angel fire porn watch pirates porn movie for free tiny tit porn video gallery

  18. www.divephotoguide.com on August 12, 2020 at 8:16 pm

    Howdy! Someone in my Facebook group shared this site with us so I came to look it
    over. I’m definitely loving the information. I’m book-marking and will
    be tweeting this to my followers! Wonderful blog and
    fantastic design.

    Feel free to surf to my website … exams (http://www.divephotoguide.com)

  19. VictorTic on August 12, 2020 at 9:09 pm
  20. Jameswaf on August 13, 2020 at 1:56 am

    благоприятный вебресурс
    https://sexreliz.net/anal/371-razvratnaya-eblya-s-zhenoy.html

  21. Henryhot on August 13, 2020 at 3:23 am

    Thousands of bucks are guaranteed if you use this robot.
    Link – https://tinyurl.com/y7t5j7yc

  22. igorTtampa on August 23, 2020 at 1:42 pm

    anvelope-moldova.md

Leave a Comment