Preparing for your Closing Day

Your closing day is an exciting day and we want to make it as easy as possible. Preparing for closing is key to making sure everything goes smoothly. The following is a comprehensive list of what a buyer or seller should bring to the closing table. 

FOR BUYERS:

A certified check made payable to Bankers Title & Bankers Closing Services for the exact amount specified by your loan officer.

A personal checkbook for any changes which may arise at the closing table.

VALID photo identification (passport, driver’s license, or state-issued identification card).

If proof of a sale of your current home is required, bring the signed Settlement Statement and a copy of the Warranty Deed from your prior transaction.

Prior to closing, contact your utility companies to have service set-up for the date of closing.

FOR SELLERS:

VALID Photo identification (passport, driver’s license, or state issued identification card).

Keys and garage door openers.

If you’re married, your spouse is required to attend the closing (unless they pre-signed).

If more than one owner, all owners need to attend the closing (unless they pre-signed).

A list of residency from the past ten years.

If you have recently made improvements to your home, a Sworn Construction Statement and Lien Waivers must be submitted at least 3 days prior to closing.

Prior to closing, contact utility companies servicing your property to close out accounts.

For questions about your closing, call (952) 955-8111. To Order Title, click here. For more information about the Closing Process, click here.